Terms of Use

Effective Date: June 17, 2026

These Terms of Use (“Terms”) govern your access to and use of the website operated by Lucky Hand Capital, LLC (“Lucky Hand,” “we,” “us,” or “our”), including any content, forms, pages, tools, or information made available through the website.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the website.

1. Website Use

This website is provided for general informational and business inquiry purposes. You may use the website only for lawful purposes and in accordance with these Terms.

You agree not to:

• Use the website in violation of any applicable law or regulation
• Submit false, misleading, incomplete, or inaccurate information
• Attempt to gain unauthorized access to any systems, data, or accounts
• Interfere with or disrupt the operation of the website
• Use automated tools to scrape, copy, or extract website content without permission
• Upload malicious code, viruses, or harmful files
• Use the website to infringe the rights of Lucky Hand or any third party

We may restrict, suspend, or terminate access to the website at any time and for any reason.

2. No Offer or Commitment to Lend

The information on this website is provided for general informational purposes only. Nothing on this website constitutes an offer, approval, commitment, promise, or guarantee to provide financing.

Any financing availability, structure, terms, pricing, advance rate, repayment arrangement, or approval is subject to underwriting, documentation, eligibility requirements, verification, diligence, and final approval by Lucky Hand and, where applicable, its capital partners or financing sources.

Submission of an inquiry, application, form, document, invoice, contract, receivable, or other information does not guarantee approval or funding.

3. No Financial, Legal, Tax, Accounting, or Investment Advice

The website does not provide financial, legal, tax, accounting, investment, or other professional advice. You should consult your own advisors before making business, financing, tax, legal, or accounting decisions.

Any examples, case studies, scenarios, figures, or descriptions on the website are illustrative only and may not reflect actual clients, transactions, outcomes, or terms.

4. Financing Information and Eligibility

Lucky Hand may request business, financial, receivable, contract, invoice, bank, ownership, tax, legal, or other information as part of a financing review. You agree that any information you provide will be accurate, complete, and current.

We reserve the right to reject, decline, discontinue, or modify any review, inquiry, application, or financing process at any time, subject to applicable law and any written agreements between the parties.

5. Illustrative Case Studies and Examples

Any case studies, examples, business scenarios, or use cases presented on the website are illustrative composites and are not specific client results unless expressly stated. They are provided to explain potential financing structures and operating use cases.

Past examples, if any, do not guarantee future results, approval, availability, pricing, structure, or terms.

6. Intellectual Property

The website and its contents, including text, design, graphics, logos, layouts, trademarks, service marks, images, icons, videos, software, and other materials, are owned by or licensed to Lucky Hand and are protected by intellectual property laws.

You may view and use the website for your own internal business purposes. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, sell, or exploit any website content without our prior written consent.

The name “Lucky Hand Capital,” associated logos, and related marks are trademarks or service marks of Lucky Hand or its affiliates. You may not use them without permission.

7. User Submissions

If you submit information, documents, messages, applications, or other materials through the website or to our team, you grant Lucky Hand the right to use, review, process, store, share, and analyze those materials for purposes related to your inquiry, financing review, diligence, underwriting, operations, compliance, risk management, and business administration.

You represent that you have the right to submit any information or documents you provide and that doing so does not violate any law, contract, confidentiality obligation, or third-party right.

Do not submit information that you are not authorized to share.

8. Third-Party Services and Links

The website may contain links to third-party websites, platforms, tools, forms, or services. These third-party resources are provided for convenience only. Lucky Hand does not control and is not responsible for third-party content, privacy practices, security, availability, or terms.

Your use of third-party services is subject to the terms and policies of those third parties.

9. Privacy

Our collection and use of information is described in our Privacy Policy. By using the website, you acknowledge that you have reviewed our Privacy Policy.

10. Disclaimer of Warranties

The website and all content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Lucky Hand disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and security.

We do not warrant that the website will be uninterrupted, error-free, secure, current, or free of viruses or harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Lucky Hand and its officers, directors, employees, agents, affiliates, service providers, advisors, and partners will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising out of or relating to your use of the website.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the website or these Terms will not exceed one hundred dollars ($100).

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless Lucky Hand and its officers, directors, employees, agents, affiliates, service providers, advisors, and partners from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of or related to:

• Your use of the website
• Your violation of these Terms
• Information or materials you submit
• Your violation of any law, regulation, contract, or third-party right
• Any unauthorized or improper use of the website

13. Changes to the Website

We may update, modify, suspend, discontinue, or remove any part of the website at any time without notice. We do not guarantee that any content will remain available or accurate.

14. Changes to These Terms

We may update these Terms from time to time. When we make changes, we will update the effective date above. Your continued use of the website after updated Terms are posted means you accept the updated Terms.

15. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Subject to applicable law, any dispute arising out of or relating to these Terms or the website shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the jurisdiction and venue of those courts.

16. Contact Us

If you have questions about these Terms, please contact us at: