      Vane Capital has been acquired by Lucky Hand Capital—More capital for the creative economy—Vane Capital has been acquired by Lucky Hand Capital—More capital for the creative economy—
    
      Vane Capital has been acquired by Lucky Hand Capital—More capital for the creative economy—Vane Capital has been acquired by Lucky Hand Capital—More capital for the creative economy—

Solutions

One revolving line. Every kind of agency moment.

One revolving credit line secured by your receivables. Draw what you need, repay as your clients pay, and re-draw as receivables cycle.

See If You Qualify

Structured case by case. Subject to review and approval.

One line. Secured by your receivables.

The same line, at every moment in the cycle.

These aren’t separate products. It’s one revolving credit line — these are the moments agencies draw on it.

When the invoice is out

Draw against earned revenue.

The work shipped and the invoice is waiting on Net 60, 90 or 120. Draw on the line against those eligible receivables instead of waiting.

Campaign receivablesAgency invoicesLong payment terms

When costs land first

Cover what’s due before the client pays.

Production, talent and vendors get paid up front on contracted work. The line bridges the gap until the client payment clears.

Production expensesTalent & creator paymentsVendor payments

As receivables cycle

Repay, roll over and re-draw.

Because the line revolves, it stays with you campaign after campaign — repay as clients pay, and draw again as new receivables come in.

Repeat campaignsRecurring operating needsGrowth

When your situation is specific

Sized and structured around your book.

Large campaigns, unusual payment cycles, mixed receivable streams — the same line, shaped case by case around your receivable profile during underwriting.

Large campaignsUnusual payment cyclesMixed receivable streams

How the line works

Not factoring. Not a term loan. A revolver.

StepWhat happensWhat it means for you

1 — DrawYou draw on the line against eligible receivablesCapital when costs come due, not when clients pay

2 — RepayRepayment follows your clients’ paymentsThe line paces itself to your collections

3 — Re-drawCapacity frees up as receivables cycleOne line that stays with you, campaign after campaign

Secured by eligible receivables — no personal or director guarantees, typically no restrictive covenants. You keep ownership of your invoices and your client relationships. Structure and terms are determined case by case during underwriting.

Built around the way agencies get paid

Who we serve

Built for the businesses behind brand media.

Creative & advertising agencies

Campaigns ship and teams get paid long before clients settle Net 60, 90 or longer.

Talent & creator-management firms

Talent and internal teams are paid before brand receivables clear.

Influencer marketing agencies

Campaign costs and creator payments come due before brand payment arrives.

Production-focused agencies

Crew, talent, vendors and logistics are paid up front; clients reimburse later.

Media & digital agencies

Larger advertiser commitments mean larger upfront costs and longer collections.

PR & experiential agencies

Retainers and project work with long client payment cycles and real delivery costs.

Capital that understands the way agencies get paid.

See If You Qualify Run Your Own Numbers

Financing availability, structure, terms and approval are subject to underwriting, documentation, eligibility requirements and final approval. Nothing on this website constitutes an offer or commitment to provide financing.