About Lucky Hand Capital
We come from the world we finance — and we built the lender we wished existed.
Specialty finance built from firsthand operating experience, for agencies and the businesses of the creative economy.
Our story
We understand what it means to grow while waiting to get paid.
Lucky Hand Capital is a specialty finance company providing non-dilutive, receivables-based working capital to businesses across the creative economy — advertising agencies, marketing firms, media companies, production studios, influencer marketing agencies, talent management firms and creator businesses.
Founded in 2021, the company operates across the United States, the United Kingdom and Latin America. Following its acquisition of Vane Capital in 2026, Lucky Hand extended its agency finance platform internationally, building one of the largest financing platforms dedicated to creative businesses.
To date, the combined platform has facilitated more than $700 million in financing volume — flexible working capital secured by eligible receivables, so clients can grow without diluting ownership.
Lucky Hand Capital offers fully digital financing built for the way agencies actually get paid: a revolving credit line secured by receivables, sized around the cash flow tied to brand campaigns, talent payments and production costs. Secured by eligible receivables — no personal or director guarantees, and typically no restrictive covenants. The platform serves as the financial backbone for firms managing digital talent in a fast-growing and fragmented market.
You earned it.
You should be able to use it.
Our mission is to help agencies turn earned revenue into usable working capital — so slow client payments never control the pace of the work.
Our approach
How we work.
Commercial understanding
We understand client contracts, campaign cycles and long payment terms.
Disciplined review
We evaluate the agency and the underlying commercial transaction.
Human underwriting
Every opportunity receives direct review by our team.
Exploring working capital for your agency?
Financing availability, structure, terms and approval are subject to underwriting, documentation, eligibility requirements and final approval. Nothing on this website constitutes an offer or commitment to provide financing.