About Lucky Hand Capital
We come from the world we finance — and we built the lender we wished existed.
Specialty finance built from firsthand operating experience, for agencies and the businesses of the creative economy.
Our story
We understand what it means to grow while waiting to get paid.
Lucky Hand Capital is a specialty finance company providing flexible, non-dilutive working capital to businesses across the creative economy, including advertising and marketing agencies, influencer marketing agencies, talent management firms, media companies and production studios.
Founded in 2021, Lucky Hand Capital operates across the United States and the United Kingdom. Following its acquisition of Vane Capital in 2026, Lucky Hand expanded its international footprint and financing capabilities, creating one of the largest specialty finance platforms dedicated to agencies and creative businesses.
To date, the combined platform has facilitated more than $700 million in financing volume, helping clients bridge long payment cycles, manage working capital needs and invest in growth without diluting ownership.
Lucky Hand Capital provides fully digital, receivables-backed financing designed around the way agencies and creative businesses get paid. Its revolving credit facilities are secured by eligible receivables and structured around cash flows from brand campaigns, media spend, talent payments and production costs — typically without personal or director guarantees or restrictive covenants.
You earned it.
You should be able to use it.
Our mission is to help agencies turn earned revenue into usable working capital — so slow client payments never control the pace of the work.
Our approach
How we work.
Commercial understanding
We understand client contracts, campaign cycles and long payment terms.
Disciplined review
We evaluate the agency and the underlying commercial transaction.
Human underwriting
Every opportunity receives direct review by our team.
Exploring working capital for your agency?
Financing availability, structure, terms and approval are subject to underwriting, documentation, eligibility requirements and final approval. Nothing on this website constitutes an offer or commitment to provide financing.